Now with AI-powered financial insights
The smarter way to manage your finances
Track all your credit cards, maximize rewards, and reach your savings goals with friends. Meet Lana, your personal finance AI assistant.
Scan to download Wicked Pay directly to your device
Features
Everything you need to master your finances
Wicked Pay brings all your credit cards together in one place with smart tools to help you save money.
Your own personal finance expert
Ask Lana anything about your finances and make her your personal finance advisor.
Effortless savings
Be the best saver amongst your friends or in your area by completing no-spend and saving challenges.
Spending Insights
Track expenses across all your cards with beautiful visualizations and category breakdowns.
Credit Utilization Tracker
Maintain a healthy credit score by monitoring your utilization ratio across all accounts.
AI-Powered
Meet Lana, your personal finance advisor
Lana uses artificial intelligence to analyze your spending patterns and help you make smarter financial decisions.
Personalized Spending Analysis
Ask Lana about your spending habits and get detailed breakdowns by category, merchant, or time period.
Smart Credit Card Optimization
Lana helps you choose the right card for each purchase and optimizes your rewards strategy.
Savings & Budget Recommendations
Get personalized savings recommendations and budget insights based on your financial patterns.
Lana
Your AI Financial Assistant
How much did I spend on dining last month?
You spent $690.87 on dining last month, which is 28.8% of your total spending.
Which of my credit cards is best for booking air travel?
Your Capital One Venture X offers 5x points on travel booked through Capital One Travel and 2x on all other travel purchases.
How can I better use my credit card rewards?
Based on your spending patterns, I recommend using your Chase card for dining and your Amex for groceries to maximize points.
Save Together
Make saving fun with challenges and groups
Achieve your savings goals faster by working together with friends or challenging yourself to save more.
Group Savings Challenges
Create savings groups with friends, family, or colleagues to reach common goals like weekend trips, gifts, or events.
- Track progress toward a goal amount
- See individual contributions
- Create public or private groups
No-Spend Challenges
Challenge yourself to avoid spending in specific categories for a set period to boost your savings.
- Set expense categories to avoid
- Track spending reductions
- Perfect for forming new habits
Solo with Lana
Let our AI assistant Lana help you stay on track with your personal savings goals.
- Get personalized savings tips
- Receive motivational reminders
- Celebrate your savings milestones
Track your progress
See how close you are to your goals
Group challenges
Save together with friends
Money Talks with Wicked Pay
Get personalized advice on maximizing your credit card rewards and benefits. Our experts will help you build a strategy that fits your lifestyle.
One-on-one consultation with our experts.
30-minute chat where you can ask any questions.
Follow-up recommendations to help you through your financial challenges.
Can't find a suitable time? Contact us for more options.
Can't find a suitable time? Contact us for more options.
Ready to master your finances?
Join thousands of users who are saving money, maximizing rewards, and reaching their financial goals with Wicked Pay.
Free to Download
No subscription required to get started with the core features.
Bank-Level Security
Your financial data is encrypted and secure with our app.
Seamless Experience
Link all your credit cards with just a few taps and start saving.
Regular Updates
We're constantly adding new features and improvements.